A lack of money is but one answer. Common wisdom says that you should start saving for retirement as soon as you can. Why do some people wait decades to begin? Nearly everyone can save something. Even small cash savings may be the start of something big...Read More
Why Do People Put Off Saving for Retirement?
To consolidate or not: that is the question. Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household? The first question is: how do you and your partner view money matters? If you feel it...Read More
Retirement Perceptions Clash with Reality Nearly half of Americans don’t believe they will have enough money to retire comfortably. Fortunately, it seems many tend to predict the worst while discovering a comfortable retirement.¹ Perception VS Reality There is a gap between people's perceptions of what retirement will be...Read More
Some things to think about as you get started with your strategy. First, look at your expenses and your debt. Review your core living expenses (such as a mortgage payment, car payment, etc.). Can any core expenses be reduced? Investing aside, you position yourself to gain...Read More